I found the problem. When i open HWMonitor, load temps on all programs jump to 75c. When I close it, they go back down to 60c at full load. Thank you all for responding so quickly.
I have an Athlon x4 760k. It is not overclocked. With the stock cooler, it idled at 53c. I got a Cooler Master Hyper TX3, Used Arctic Silver 5, now it idles at 40c and at load gets to about 75c. Is this normal for an aftermarket cooler?