I'd go get CTR 2.1 from guru3d.com. That's part of what you are running into with the cpu. CTR doesn't (unless you want it to) set boosts any higher than normal for Ryzens, what it does is optimize voltages for your particular cpu to get the best performance. UBM sees a standard Ryzen, what you'll have is an optimized Ryzen, not an overclocked Ryzen. It'll considerably lower load temps, which makes for better boosts, lowers temps and gets better boosts, all while retaining stock Ryzen behavior. You'll be getting higher than the 101%. Watch the video several times to setup bios correctly.
Check gpu temps when UBM is testing. If the gpu is throttling or pushing limits, might need a rethink on the airflow to give the gpu more, help it lower the temps, which responds to higher boosts and a better score. And better fps.