Thanks for a great answer. How is ryzen stock cooler in terms of noise ? I do not care about noise during gaming but I would like it to be quiet while idle/photo editing thx
The noise will vary depending on the case and how far it is from you. Not many stock coolers are silent, some are better than others, some have a higher pitch when under load so they seems to be doing more noise than others that have a more bassy sound.
In my own experience with the Ryzen 5 3600, the stock cooler was almost silent while on idle or doing light stuff, but under load (gaming) was loud, of course its not really annoying at all when the game sound and music are playing at a higher volume.
(In any case I did changed after a month for a somewhat cheap aftermarket cooler Deep Cool Gammaxx GTE, mainly cause I live in a place where temps can get really high on summer, and summer is comin around the corner)
Sadly the work I do with my PC is not a real heavy task for my CPU, but if Cinebench benchmark is a good indication, it was loud.
I found the main problem with fans (the ones I had to work with) to be the spining up process and how often does it hapend. Some fans make more noise than others, but after 1 or 2 mins of hearing it, you are probably going to forget about it, it will becomes part of the "surroundings sounds" (I hope this makes any sense, sorry I can't really express that well what I mean, english is not my main langauge and I'm rusty).
In short, as long as the cooler/fan has a good amount of extra TDP rating than the CPU you wana cool, it shouldn't spin up that often, so it should be a more pleasent cooler.
If the boxed cooler is loud for you (you could try it out, before buying another one), you can always go for an air tower pro solution like what Noctua offer (also theres be quiet ! which are fancier coolers with black mate finish), any of those are pretty quiet and good at keeping the CPU temps low.
BEFORE BUYING IT: If you get an aftermarket solution, just be sure the cooler will fix into your motherboard, its compatible with the CPU socket, and have enough clearence so it doesnt mess with the RAM sticks you have.
Cheers!