Here we go again:
I wanted to point out some things that nobody has mentioned and clear up some misinformation presented.
Having a 1000w instead of an 800w CAN be quite beneficial for your electricity bill AND your components.
PSUs work best at "average" (50%) load.
That means if you expect your "normal" usage to be 500w, you should be buying a 1000w.
PSUs always have their maximum efficiency in the 40 - 60% range so the 500w on a 1000w PSU gives you the biggest bang for your bronze/silver/gold/platinum buck.
A 1000w platinum running at 50% would be about 90% efficient which means that 500w internal would be pulling about 550w from the wall and only 50w would be waste heat inside the PSU.
On the other hand, if you had a 500w platinum PSU pulling 500w (100% load) then your efficiency would likely be about 80% and you would be using 600w from the wall with 100w being heat inside the PSU (100% more).
That extra 50w pulled out of the wall gets tacked straight on your power bills AND it serves to break the internals of the PSU faster. Obviously, a PSU can rid itself of a constant 50w of internal heat more easily than it will a constant 100w of internal heat. The latter case is asking twice as much of the exhaust fan.
Nobody wants their internal cooling to have to work twice as hard.
It pays to plan how much you expect to draw off your PSU on a routine basis and try to buy a PSU that will keep that load at 40 - 60% of the PSUs maximum load.
Also, nobody else pointed it out, but another gain from buying a bigger PSU than you need is that your PSUs output will fall below your requirements less quickly.
It doesn't matter what the brand is, all PSUs internal components age. They age more quickly if you are drawing 100% of max than if you are drawing 50% of the max, but regardless they all age, even the awesome brands.
The PSUs maximum output can drop as much as 10% of max or even more per year (more especially if it is running at 100% load all the time).
If you get a 1000w and you only need 500w, it would take 5 years of 10% per year loss to maximum output before you would drop down to your 500w max need.
If you bought a 500w and you were maxing it out on day 1, at the end of year one you might already be down to 450w or even 400w max power for your 500w max system, potentially leaving you in danger of a variety of problems from damage due to lack of power to the computer not even being able to turn on and everything in between.
It is better to go larger than to go smaller. In any event, I would advise you to take the above into strong consideration when buying your next PSU.
That why I said I'd go for a 1000W psu
But I get your point an 860W will do the job extremely well