I agree with User "bill001g" in their first paragraph (ONLY).
The slowest point in your Network will determine the fastest speed. Thus, you can get faster speeds by 'cutting out' the slowest Point.
While you are out and not using your Computer you can download with your "slow" Internet Connection to your "Main Computer" (your 'Media Server', or an old retired junker). This Computer should have the newest Router (remember: all WiFi Products, Routers/Network Adapters, should come from the same Mfg.) so it will be the fastest and able to support the most simultaneous connections.
Now you can go to your Living Room, Den, Bedroom and use a Computer or Tablet with WiFi (hopefully AC, but N is OK) and get a 'full speed connection' (as fast as the Computer/Tablet can go). A few other people should also be able to (simultaneously) get the fastest possible connection too.
If your Main Computer has a new AC Router and your Computer/Tablet also has AC Networking then the connection speed between the two can be extreme, as close to the maximum rating as possible.
THAT (and future-proofing) is the reason to get AC, otherwise N is good; enough until your can afford a faster Internet Connection (300+MBPS, probably a couple of hundred a month). If you are buying 'new' you might as well get AC for a Router (and pay extra for the best) but if your getting a USB Stick then an inexpensive N version is likely enough (and same brand not mandatory, only for best speed).
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As to "bill001g" other paragraphs, there I disagree.
This is incorrect: "Next big issue with 802.11ac is it only runs on the 5g band. This means is has less penetration ability in your average house. So if you compare running 802.11n on 2.4g to 802.11ac on 5g you may actually get more speed on the 802.11n just because you are getting more signal. This is almost impossible to predict because ...".
http://en.wikipedia.org/wiki/IEEE_802.11ac#Data_rates_and_speed
AC Networking, albeit proprietary, can run Dual-Band (thus the 'need' to use only one Mfgs. Equipment), you can squeeze out 600 Mbit/s in the 2.4 GHz Band and 2,600 Mbit/s in the 5 GHz Band (from the Router to ALL Devices, minus the IP overhead (headers)). The higher frequency does not 'penetrate' better but the technology behind it is a 'smarter mouse' that finds it's way through the cracks better -- it uses advanced Algorithms to detect interference and avoid/cancel it.
The Network Device runs a 'cooperative electronic warfare' with your Neighbours Device (assuming you do not cheat and reprogram yours) which shares the Bandwidth as best as it possible while providing the highest connection speeds possible. Read a few Reviews to see which particular Mfg. makes the fastest Unit (at this particular time) and then buy Routers/Network Adapters that are all the same Brand.
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The person also says: "They do not have the beam forming feature. Not sure how useful this will be is hard to say ...".
I have "N" Networking Cards with Beamforming, there is no reason to say AC Cards are not going to have any of that ...
It (Beamforming) is useful, once I am connected I can see minor improvements in Network speed that are maintained; that is it 'tuning in' and optimizing.
It IS Beamforming that makes WiFi great, it adds to the speed by providing a stronger Signal that is harder to block (fewer retransmissions).
You should make sure that the Device you buy does meet CURRENT Standards but proprietary extensions are the best as that is where the extra speed comes from. You can only get "CURRENT Standards and proprietary extensions" by buying NEW, and buying AC.
The more Antennas the better, do not buy if there is less that three nice big ones, (unless it's a micro sized USB Stick). You need three for Beamforming, trying to beamform with two Antennas is a joke (or a cheap unit that provides much poorer performance). With a Desktop Computer (that does not move) you can actually adjust each of those moveable Antennas and increase your connection speed slightly (unless it is already optimal) and the Router will beamform with the Desktop Adapter and learn it's position (maximizing the connection speed and cancelling interference).
In the end, if your trying to get neighbourhood bragging right for connection speed then those Tips will help, you probably don't share your Connection with enough active Users to justify buying the fastest Internet speed possible and probably don't have a Media Server that each member of the (large) Family downloads big Movies to and then each watches on a separate Device (at the same time) -- so you don't really need AC, but I recommend buying it (or the lowest cost 'N USB Stick' you can find, but not (ever) for your Main Computer).
Do not be offended by the Title, this Intel Book may help:
http://www.intel.com/content/dam/www/public/us/en/documents/pdf/next-gen-80211ac-wifi-for-dummies.pdf