THIS...
Happens with so many people that mix ram, or overclock without testing, etc. And their system works "fine" but what they are not realizing is that over time their Windows install is slowly corrupting and will get to the point that the system needs to be wiped and reinstalled. Those occasional unexplained crashes once a week, people let them go but that is NOT normal. My sim system has literally never crashed, except when the old GPU was actually failing. My Server, never ever crashed or froze, ever. Wife's system, never crashed ever. My Gaming system hasn't crashed in years, and when it did crash it was due to my PSU failing. Again, hardware. If your system is crashing and its not hardware, something is wrong, you may not see it, it may not be immediately evident, but it very much could be something like this.