AMD Build Or Intel Build?

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Hi!
I'm saving up for a new gaming pc to play games coming out such as GTA V and Assassins Creed Unity. My current rig is a Pentium D 820 rig so I think its time for an upgrade! My budget is around £550 including Windows 8.1 and excluding a monitor and mouse and keyboard.
I chose some parts on PCPartsPicker but I'm unsure which rig to get. I'm edging towards the Intel build and I will eventually upgrade the i3 to an i5 but please just give me some feedback on these two rigs. Thanks!

Intel Build: http://uk.pcpartpicker.com/user/WesoLabeshnai/saved/ZLhKHx
AMD Build: http://uk.pcpartpicker.com/user/WesoLabeshnai/saved/97fhP6
 
I would make a few changes to the intel build:

PCPartPicker part list / Price breakdown by merchant

CPU: Intel Core i3-4150 3.5GHz Dual-Core Processor (£79.19 @ Aria PC)
Motherboard: Gigabyte GA-B85-HD3 ATX LGA1150 Motherboard (£60.32 @ Amazon UK)
Memory: Corsair Vengeance 8GB (2 x 4GB) DDR3-1600 Memory (£58.99 @ Amazon UK)
Storage: Western Digital Caviar Blue 1TB 3.5" 7200RPM Internal Hard Drive (£38.70 @ Aria PC)
Video Card: Sapphire Radeon R7 265 2GB Video Card (£89.99 @ Amazon UK)
Case: Corsair Graphite Series 230T Grey ATX Mid Tower Case (£57.59 @ Aria PC)
Power Supply: XFX 550W 80+ Bronze Certified ATX Power Supply (£44.11 @ CCL Computers)
Optical Drive: Lite-On iHAS124-14 DVD/CD Writer (£11.09 @ Aria PC)
Operating System: Microsoft Windows 8.1 (OEM) (64-bit) (£79.89 @ Amazon UK)
Wireless Network Adapter: Asus PCE-N15 802.11b/g/n PCI-Express x1 Wi-Fi Adapter (£11.99 @ Aria PC)
Total: £531.86
Prices include shipping, taxes, and discounts when available

-No need for a CPU cooler since the i3 cannot be overclocked.
-More powerful GPU
-Corsair CX series uses cheap chinese capacitors and are kind of overpriced in the UK. XFX is made by seasonic and is great quality (but non-modular for the same price)

If you wanted the AMD build these are some changes to go with:

PCPartPicker part list / Price breakdown by merchant

CPU: AMD FX-6300 3.5GHz 6-Core Processor (£70.20 @ Aria PC)
CPU Cooler: Cooler Master Hyper 212 EVO 82.9 CFM Sleeve Bearing CPU Cooler (£24.25 @ Scan.co.uk)
Motherboard: Gigabyte GA-970A-UD3P ATX AM3+ Motherboard (£63.25 @ Amazon UK)
Memory: Corsair Vengeance 8GB (2 x 4GB) DDR3-1600 Memory (£58.99 @ Amazon UK)
Storage: Western Digital Caviar Blue 1TB 3.5" 7200RPM Internal Hard Drive (£38.70 @ Aria PC)
Video Card: Sapphire Radeon R7 265 2GB Video Card (£89.99 @ Amazon UK)
Case: Corsair Graphite Series 230T Grey ATX Mid Tower Case (£57.59 @ Aria PC)
Power Supply: XFX 550W 80+ Bronze Certified ATX Power Supply (£44.11 @ CCL Computers)
Optical Drive: Lite-On iHAS124-14 DVD/CD Writer (£11.09 @ Aria PC)
Operating System: Microsoft Windows 8.1 (OEM) (64-bit) (£79.89 @ Amazon UK)
Wireless Network Adapter: Asus PCE-N15 802.11b/g/n PCI-Express x1 Wi-Fi Adapter (£11.99 @ Aria PC)
Total: £550.05
Prices include shipping, taxes, and discounts when available

Either build would work well, I personally prefer the intel over the AMD.
 
Solution
I'm getting an aftermarket cooler because i will be upgrading to an i5 unlocked cpu and might overclock.
I wanted the Corsair PSU cause it's cheap and is modular (I like my builds being as tidy as possible, especially because the case has a window)
I would also like a nVidia card if i were to get an Intel build as i am thinking about getting a nVidia Shield and would love to stream games. I also make gameplay videos with friends so ShadowPlay would also be a used feature for me.
Thanks for the suggestions though.
 
You could grab the gtx 750 ti for around 100 GBP which would be much better than the 750. You could also grab the cooler when you upgrade to the i5 since it would do very little untill you did. Also, if you plan to get an unlocked i5 (4690k) then it would be more cost effective to get a motherboard for overclocking now instead of the B85 mobo. In order to overclock an i5 you need a Z87/Z97 motherboard and a (k) CPU
 
I'd use the Intel build, but as the CPU is locked, the stock cooler will suffice. You should also be able to remove at least one of those fans. Put the extra money into going from a GTX750 to a GTX750Ti, and replace the Corsair "CX" with its inferior Samxon capacitors (they can't take heat) with a 450W or 550W XFX PSU.
 
Also, if you replace your mobo later, you might need a new Windows license.
Check cooler prices. In the USA, over the years, not once have I been unable to find a competitor offering a similar cooler to the Hyper212 EVO that was not notably cheaper, sometimes 30%. Not that the EVO is bad, but it is a bang/buck Loser. Performance of the competitors is similar, typically within 1C-2C depending on the fan used. Sometimes, the competitor is quieter as well. A good source for cooler reviews is www.frostytech.com.