Very happy to be of some help. In regards to my overclock... I have been overclocking using my BIOS up until now. Last night I downloaded AMD overdrive and let it auto overclock my system. It proved that my chip is capable of running 4.6Ghz stable. It raised my CPU Vcore to something like 1.458. Don't quote me on the numbers I am on break at work right now so I don't have them in front of me. Anyways it showed me that it's my motherboards BIOS that is limiting me. My chip needs more voltage but my BIOS settings don't go near that high. At that voltage my CPY temps are running 59C. It hit 60C just long enough to register it as the max temp. But it settled down to 58-59C. Now if MSI would just update the BIOS to allow more voltage. But I've read that MSI boards have been known for VRM failures in the past. Maybe this is their way of fixing their problem. Oh well I was looking for a budget board when I bought it and most others that compare were $30-50 more. I don't know if you've already got you motherboard or not but if you plan on overclocking I would look something other than an MSI 990XA-GD55.
MB: MSI 990XA-GD55 (MS-7640);BIOS: AMI VERSION V22.5, 10/12/2012
CPU: AMD FX-6200
CPU COOLER: COOLER MASTER HYPER 212+ w/2X120MM PUSH PULL FANS
RAM: 8GB G.SKILL SNIPER DDR3 2133 (PC3 17000), MODEL F3-17000CL11D-8GBSR
PSU: PC POWER AND COOLING SILENCER MKII 750W
GPU: GIGABYTE RADEON HD 7870, QTY 1
HDD: SEAGATE BARRACUDA, 500GB, 7200 RPM, SATA 3.0GB/S, QTY1
ODD: ASUS DVD/CD COMBO, QTY 1
AUDIO: ONBOARD REALTEK HD, DRIVER VERSION 6.0.1.6793
CASE: COOLER MASTER 912 HAF
CASE FANS: 2X120MM + 1X140MM INTAKE(FILTERED), 1X120MM + 1X200MM EXHAUST
OS: WINDOWS 7 PRO 64 BIT SP1