so far i'm looking at the ocz gladiator, but reviews say that it is loud. I was wondering if there was anything that was quieter or anything that allowed you to change the speed of the fan so that you could choose as much cooling as you want. I don't plan to oc anytime soon. I bought the retail 1.4 ghz cpu for the 3 year warranty. Do you think the hsf it comes with will be sufficient?