DDR4 and DDR5 are similar now. That says nothing about the future. When DDR4 was first dropped, it too a decent amount of time, even as popular as it was to become, for speeds above 2133MHz to mean anything. Wasn't until recently you'd get DDR4 as high as 4400MHz.
It's been the same with every single new DDR release. DDR4 when first released was actually worse than what was possible with DDR3, in every way that mattered.
And then add on top of that covid supply disruptions, silicon shortages etc and DDR5 has been relatively slow out of the gate. Intel and Amd are saying they'll continue DDR4 in the next gen, but in the next 2 years or so, it'll be all DDR5 as it picks up momentum. You'll be looking at ram hitting 8000MHz if gskill has anything to say about it, world record OC is already 8888MHz.
Whether cpus and software will take advantage of those uber high speeds is anyone's guess, but some software already favors higher speed ram.
With DDR5, you can always upgrade to faster, later. With DDR4 you are limited basically to what's available now, doubt too many strides will be made in higher speeds than already exist.