replacing the PSU isn't that hard. buy one that doesn't have the red switch, though! new good quality ones (even affordable ones) will automatically switch, so less chance of things being accidentally-on-purpose blown up. new decent PSU might cost you $50, but if you pay attention to how the current one is connected then swapping in the replacement shouldn't be that hard.
for MOST people, a 430W PSU is enough. i have the EVGA 430W and a few various Corsair CX-M units, all work nicely and don't cost too much. for normal people who don't run wild graphics cards, those are more than enough (though i'm not 100% sure if they have the red slider or not, to be honest)
just make sure to pick one WITHOUT the red slider.