I sincerely doubt it's a Vista problem - I boot into V just fine at 3.2Ghz, and have done so up to 3.8.
Good to know what HW you have - What are your settings??? You *do* know that memory and Front Side Bus are linked on most Intel boards, right?? The last few people I've seen posting here with similar issues were unintentionally clocking their RAM to death as they were going for more CPU speed.
Says you have a Q6 - a popular combo for this chip is an 8 multiplier on the processor, 400 Mhz at the FSB, and your RAM set to run at DDR2 800. You should be able to do this on near stock voltages - maybe bump the proc a couple notches.