Confusion on Contract iPhone 6 Plus.

[siam672]

I want to buy an iPhone 6 Plus 64GB from AT&T, but I'm confused on the payment. It states it will cost me $35.42 if I take the AT&T Next 18 Installment. I barely talk or text, but I use data a lot. So I want to know how much will I have to pay monthly and for how long? If there is a variation in the carrier Plan, can I just not take it and use a prepaid sim on AT&T or do I have to choose a plan? If anyone could help, I would really appreciate it a lot, I a newbie when it comes to Contract phones.

 

[hang-the-9]

The monthly cost depends on the plan you pick. You are better off talking to someone from AT&T.

 

[Math Geek]

i have been researching this a lot lately and the answer is easy yet complicated. all plans will give you unlimited talk and text (or at least i have not found any plan on any US carrier that does not).

since you asked about att, it will be 25 a month for the talk/text + data ($20-100) + the phone cost = $65 + data cost.

if you have the cash on hand, you can buy the phone upfront and there are some cheaper plans from other carriers. for instance boost mobile has $100 off retail if you buy the phone all at once $750 for the one you want and has $45 a month for 5 GB high speed data or $55 a month for 10 GB plus unlimited talk/text total price (this amount of data is $75 or $100 a month with ATT!!!! plus talk cost) this assumes you have the 750 up front for the phone.

the best price i have seen allowing you to pay for the phone in payments is sprint (boost mobile is actually part of sprint). $50 a month for unlimited talk/text/data plus the phone payment which of around 30 is roughly 80 a month no contract and something like $50 down.

some basic info for you. hope it helps you some. have read a lot for myself and thought i'd share some of what i have found. i ordered the boost phone yesterday and as a side note, the boost plans are sale prices good until nov 3 so got a couple weeks to work that angle

 

[siam672]

i have been researching this a lot lately and the answer is easy yet complicated. all plans will give you unlimited talk and text (or at least i have not found any plan on any US carrier that does not).

since you asked about att, it will be 25 a month for the talk/text + data ($20-100) + the phone cost = $65 + data cost.

if you have the cash on hand, you can buy the phone upfront and there are some cheaper plans from other carriers. for instance boost mobile has $100 off retail if you buy the phone all at once $750 for the one you want and has $45 a month for 5 GB high speed data or $55 a month for 10 GB plus unlimited talk/text total price (this amount of data is $75 or $100 a month with ATT!!!! plus talk cost) this assumes you have the 750 up front for the phone.

the best price i have seen allowing you to pay for the phone in payments is sprint (boost mobile is actually part of sprint). $50 a month for unlimited talk/text/data plus the phone payment which of around 30 is roughly 80 a month no contract and something like $50 down.

some basic info for you. hope it helps you some. have read a lot for myself and thought i'd share some of what i have found. i ordered the boost phone yesterday and as a side note, the boost plans are sale prices good until nov 3 so got a couple weeks to work that angle

Thanks for your Reply, it helped a lot. Could you clear me out on one thing? If I take the $50 a month from Sprint, how much will I have to pay per month for the 64GB model? I want to know the total cost I have to pay per month and also the cost I have to pay for the first time I get the phone in my hand.

Again, thanks for your help 😀

 

[Math Geek]

here is the page from sprint showing this http://www.sprint.com/landings/iphone/index.html

3 ways to do it.

1st way 0 down and 70 a month. the phone is never yours, it's a lease. only cheaper by 7 bucks so not worth never owning the phone.

2nd way $50 up front and phone is your after 2 years for 77 a month total with no contract.

3rd way $216 up front and 85 a month with a 2 year contract but the phone is yours right away since they have you locked in for 2 years.

these prices are based on the base 16 gb iphone not the iphone plus 64 gb which is $200 more expensive. i don't work for sprint but the way it looks i would add about $10 more each month for the phone you want to each of these options to cover the added cost of the phone. just an educated guess but a pretty accurate guess from what i have seen. $200 / 24 months = $8 per month to add to the cost.

and "the phone is yours" means you can sell the phone if you want after this time. you take delivery day 1 in all cases. just in case this was not clear :-D

personally the 2nd option looks to be the best and cheapest but next phone is also full price. 3rd option is about $300 more over the 2 years but they'll give you a discount on next phone in 2 years, but probably not the 300 you overpaid for this plan.