Core Ultra 7 265K CPU hits all-time low $259 and comes with two free games — 97% of the gaming performance of flagship Core Ultra 9 285K, but costs...

2 games of questionable quality, of which 1 isn't even out yet, on a mediocre gaming CPU, or a 360mm AIO for a cheap, but hot CPU you can benefit in productivity with.
I think the answer is simple.
 
The 14th gen gives me the jitters having read of its self-destructive tendencies.

Until Intel's "flagship" has higher performance than its last gen and proves that it is stable, AMD is really the only choice I'm comfortable with.