Just from reading a little bit about this PSU brand I wouldn't have any high hopes for it. It seems like they sprouted up all of a sudden around 2010 and were pretty big about promoting their PSUs to the public. Of course their products probably don't meet most standards these days, not even meeting 80+ like you noticed.
That said, you'll probably be able to run your config fine, but if you upgrade like you're thinking of then who knows. The thing with low quality power supplies is that they run through "quality control" at much lower demands than the more reliable ones. So yeah you may be okay with that for a couple years, but then again maybe you got a particularly bad one. Safest bet is to save a couple dinners out and just buy...