Both Intel and AMD publish DDR4 and DDR5 maximum memory transfer rates (in MT/s) for their CPUs. An example for the Intel i9-14900K is below (in the Memory Types field)...
What exactly do these values mean? I know that many users exceed these memory transfer rates with no issues, I've seen 6000MHz DDR5 RAM used successfully with the i9-14900K for example.
Note that 6000MHz DDR5 is clocked at 3000MHz of course, which is why Intel uses MT/s - Mega Transfers per second - because it's a more accurate measure of transfer rate than MHz, so what we call 6000MHz DDR5 RAM is more accurately 6000MT/s RAM clocked at 3000MHz.
My gut feeling is that these specified values may be the highest memory transfer rate that is guaranteed to be stable, but does anyone know whether or not that's true? If not, then what do these values mean and what should they be used for?

What exactly do these values mean? I know that many users exceed these memory transfer rates with no issues, I've seen 6000MHz DDR5 RAM used successfully with the i9-14900K for example.
Note that 6000MHz DDR5 is clocked at 3000MHz of course, which is why Intel uses MT/s - Mega Transfers per second - because it's a more accurate measure of transfer rate than MHz, so what we call 6000MHz DDR5 RAM is more accurately 6000MT/s RAM clocked at 3000MHz.
My gut feeling is that these specified values may be the highest memory transfer rate that is guaranteed to be stable, but does anyone know whether or not that's true? If not, then what do these values mean and what should they be used for?