The thing is, realistically, no one (as a regular consumer) should ever come anywhere near the TBW figures. Like, I have a desktop PC that I've been using for 3.5 years, with a 2TB SSD. I've used it A LOT, installing and deleting games, filling it up and deleting stuff, etc. After that much time, it currently has 175 TB of total writes, according to CrystalDiskInfo. It's rated for 1280 TBW, so I'm not even 15% of the way through the endurance.
And the SSD is now "slow" compared to modern stuff. By the time it's five years old, I'll definitely be thinking about retiring the PC, or maybe putting in a larger SSD. Basically, outside of QLC (which has much worse endurance than TLC), you really have try very, very hard to hit the endurance rating within five years.
As another example, I have a 2TB Samsung 850 Pro SATA SSD. That means I've had it about eight years (!), and while I've stored plenty of stuff on it, I haven't hit it nearly as hard as the OS drive. SMART says it currently has 161TB of writes. Funny thing is, being from 2015, it's only rated for 300TBW. Still, I'm only at a bit more than half it's endurance, and it is very much just slow backup storage for me these days.