Some misinformation in the artical and comments.
First,
@derekullo, this article is about OFFLINE password cracking (which is what Hashcat is used for) so anything "online" (i.e "Of course having a 3 tries and you're done for 24") is unrelated.
Additionally, there is a HUGE difference is the password is 12345 or 1}(@!, as most of us cracked by difficulty, so even if we brute force, we always start short (password length> complexity), and when cracking NT hashes, attempting all options under 6 characters will take short second (-m1000 -a3 -i ?a?a?a?a?a?a)
Regarding the article, this is only a single hash algorithm, and one of the easiest to crack, out of many many many more. While this one is used by windows OS, (which cracking is usually unnecessary for if you have internal network access), most chances are our passwords for websites are stored in other, far more complex hashes (i.e not cracked in hours or days), at least for websites using modern software.