I doubt you mean 416V, likely 416W.
A calculator is only as good as the inputs you give it.
For example, what capacitor ageing figure would you use?
Or, what will your future upgrades be?
For the most part, your psu requirements are gated by the graphics card you will use.
Here is a simple chart that does the job:
http://www.realhardtechx.com/index_archivos/Page362.htm
I have no problem overprovisioning a PSU a bit. Say 20%.
It will allow for a stronger future graphics card upgrade.
It will run cooler, quieter, and more efficiently in the middle third of it's range.
A PSU will only use the wattage demanded of it, regardless of it's max capability.
Bronze/gold/silver efficiency really do not matter much.
You will save little in electricity costs between the least and most efficient units.
Modular is mostly good, but in a well sized psu, you are going to use most of the leads anyway.
Of perhaps most importance is that the psu should be a QUALITY unit.
I like the new Seasonic focus line.