Final Build - 1st Time

I have an OS and do you think the cooler is necessary, atleast for the first few months I won't be overclocking, but yes I have the funds just to build my system at the moment, SSD etc will come later.
 
For the rig you select, can OC to 4 GHz basically just by changing the multiplier to 40 in the BIOS, , to 42 normally requires a little extra vCore, and then from there on up may want to find a OC guide for your mobo and CPU...big thing is to take it slowly and keep track of settings used for each OC attempt