I have no qualms with anything you said, but no:2. My baby is in the belly right now, so how am i supposed to give it all my attention? And secondly, babies sleep, when my baby is awake, i guarantee I will give her my undivided attention. But when she is asleep, I need something to help me unwind from the hustle and bustle of schooling, work, and baby. I will admit, I can get by on my GF4, and I won't lose any sleep over not having high frame rates, but if I can get a card like this, it will last me years. Seriously, look at how long I've had my card now, I bought it... wow, can't even remember, but had to be more then 4 years ago, or right around that point. My kids come first and foremost, but when it's time for some me time. My games are my stress reliever. Part of why I have such high frag ratesI don't know if you want help choosing the person, but my vote goes for lordaardvark2, and here are the reasons.
1)Primarily, I'm almost sure he's telling the truth. I've seen other posts he's made, and he does talk about the system that he pictoed for you. It might be risky to go with someone with a low number of posts because they could easily be lying.
2)This is just a personal view, but I really believe that people who have no money because of a pregnancy in the family, or a newborn baby don't need the card right now. The father need to put all his attention towards the baby, not his PC.
3)Lordaardvark2 has a good reason for not having money, and it is clear that he really likes PCs. He gives help to his friends, and he deserves something in return.