The idea of game streaming starts to look more reasonable when you consider those prices. You can skip all the hardware upgrade worries and get a pretty great cloud streaming experience instead.
The thing is, no one is doing this. When you are already short on cash, you are not going to start a subscription on top of it.
And there is no reason to go this route to begin with.
What people are doing is voting with their wallet, and simply ignoring the handful of games every year that require high-end PC.
This is why on the Steam Hardware survey, the 1650, 1050Ti and 1060 have been the most used GPU for years now. And they will be next year, and the year after that. PC sales are in the gutter.
The number of PC games actually requiring high-end hardware is actually very low. I went through last year's releases and I could only find 3 games requiring high-end hardware.
It just seems like games require high-end hardware because these games are shoved into your face by Nvidia, AMD, and the "AAA" studios making them have tons of money to get them constantly on the front page.
Here is a list of PC releases in January, only 1 game (Forspoken) requires high-end hardware. There are tons more indie games not on that list.
Instead of buying a subscription to a high-end PC in the cloud to play this 1 game, it is way easier to just ignore this game and cloud services altogether and enjoy games that have reasonable PC requirements instead.
January PC releases.
-One Piece Odyssey
-A Space for the Unbound
-Colossal Cave
-Persona 4 Golden
-Persona 3 Portable
-Forspoken
-Warlander
-Devolver Tumble Time
-OddBallers
-Shoulders of Giants
-Dead Space
-Age of Empires 2: Definitive Edition
-Season: A letter to the future
-Superfuse