Google Tackles Apple Pay With Plaso

[Guest]

Looking to cut into Apple Pay's profits, Google is developing a new service called Plaso.

Google Tackles Apple Pay With Plaso : Read more

 

[canadianvice]

I'd have adopted Google Wallet if any effort was made to roll it out in Canada.
This one is squarely on you, Google, not some bad product catch-up.

 

[bombebomb]

What gets me if this is not new technology, yet everyone wants it now.

 

[SnakeV943]

Be prepared to have your data mined. This reason is why CVS and Walmart as examples don't allow ApplePay. Apple won't allow the stores to mine your personal data when you make a transaction for marketing purposes and to sell to 3rd parties. Really think Google is say the same thing?..lol I love ApplePay. I avoid stores that don't accept it as much as possible.

 

[blackout813]

Are we really this lazy? We can pull the metal and glass phone from our pocket to pay, but we cant pull the plastic card from our wallets? Cant data mine a plastic card. Some things are better when they are not broadcasting a signal with such important information.

 

[gregor]

One minor problem for Google will be NFC technology.

Ummm how so? NFC had been around for quite some time before Apple decided to include it in their phones. As for the number of phones which support NFC on either platform only the 6 and 6 Plus have NFC AFAIK. If its not a problem for Apple, I dont think it would be a problem for Google.

 

[erickmendes]

@gregor the problem is that the entry level phones, which are the ones that make the gross of the market, mainly in developing countries, doesn't include NFC, and the renewing cycles of those users are slower too.

@blackout813 I think it's easier to implement security in eletronic payment platforms than in our old credit card system. If you read about credit card security, there's lots of credit card siphon cases where there's weak security meansures in some smaller banks, like no 2-step verification, and so forth. I prefer to suffer a hack in my google wallet, which seems harder to occur than a credit card siphon that can happen in any street corner.

 

[mitch074]

The interest of NFC is in not having to pull out something other than your smartphone from your pocket; many do have their smartphone in hand. However, considering how weak NFC's security is, personally I don't use it. Remember that security is inversely proportional to ease of use - never mind what Apple may be saying. The very lack of a secondary verification system is, to me, completely absurd.

 

[segio526]

This article is all over the place. You say that NFC is a problem for Android phones and then you go on to say that most Android phones now have NFC. Only two iPhones have NFC, both are new and high end. Every Android flagship and most mid-range Android handsets over the past few years have NFC, as early as 2010 with Nexus S!

@erickmendes: Yes, low end phones don't have NFC. That is decidedly a premium feature and since no low end iPhones have NFC, it's a problem that affects both Apple Pay and Google Wallet.

Drives me nuts. Our technology is held back until Apple decides to do the same thing. Google has been working since 2010 to get NFC payment acceptance. They had to battle Credit Card companies, phone manufacturers, retailers, carriers to allow this to happen, eventually dragging them all, kicking and screaming, by circumventing their blocks. Then, four years later, Apple decides they want to do the same thing, and now everyone is crawling over each other to support it! I bet if Apple decided to start its on gigabit fiber ISP, cities and towns would be financing their roll-out and other ISPs would be stepping aside and welcoming Apple into their markets!

 

[hoofhearted]

Stuff like this wants me to just stay away from any form of NFC until it's proven itself for many more years.

http://hackaday.com/2012/05/27/reading-rfid-cards-from-afar-easily/

 

[tntom]

@segio526 +10 totally agree with what you have said. Only a few iOS devices support Applepay.

Google has spent millions of dollars and years paving the path with negotiations, software development, legal juggling, infrastructure modeling and working with companies who make the NFC chips and Apple walks in with their minor effort and reaps the rewards.

(I admit Apple did much of the work breaking the ground for digital content distribution of music after illegal downloads softened the labels grip)

 

[tajlund]

I have Google Wallet and would be using it all the time, except they can't enable NFC on my Note 3 for some reason. It's mistakes like this that set them back.

 

[xyriin]

Cant data mine a plastic card. Some things are better when they are not broadcasting a signal with such important information.

I hope you're joking. Credit card companies have been mining all your purchases on their cards from the beginning and selling all that information to anyone who buys it. In fact, credit card companies are the top sellers of your personal information and purchase history. All those telemarketer calls, all the junk mail, who exactly do you think sold those advertisers your personal information? Credit card companies even sell to online advertisers like Google, Apple, Microsoft, and Yahoo.

 

[Anakha00]

SnakeV943, unless you have some super secret insider info, that is completely not why ApplePay isn't allowed in those stores. First of all, it was the stores that started blocking ApplePay because they are part of MCX and they have their own system they want people to use, CurrentC, which you can read about here: http://fortune.com/2014/10/26/why-qvc-and-rite-aid-are-blocking-apple-pay/

Oh, and merchants have been tracking customer data long before NFC was around so to start being paranoid now about having your "data mined" is pretty ridiculous. Take a look here for one example: http://www.nytimes.com/2012/02/19/magazine/shopping-habits.html?pagewanted=1&_r=1&hp

 

[rundmcarlson]

I still don't understand what the big effing deal is about applepay. The ONLY advantage it has over the existing google wallet is paying in apps within the phone. Most people who know what the hell they are doing in life don't even need that feature or use it. I have never once bought something within an app, and the play store authorizes purchases to the credit card that I put in there when I got my first android phone years ago.

I have used nfc tap to pay with google wallet before, and it isn't that much more convenient than taking out a credit card. Even if it was convenient, both services offer it.

Apple pay doesn't offer a card like google does. Google will send you a gwallet credit card. The app also stores rewards cards and perks programs for stores so you don't have to carry around all the key tags or cards. I have not heard of apple pay doing this.

As far as I can tell, apple pay is just another overhyped thing that apple fans are now touting. I don't see a single way it is more beneficial than google wallet. Based on the services as I understand them, google wallet seems to be a better service.

Also, yes I know about the finger print gimmick. I us a pin for my debit card so I am not opposed to using a pin for my google wallet app. The fingerprint thing is great but it isn't a mind bending new feature that makes apple pay revolutionary. Id really like to know why everyone thinks apple pay is so fantastic.