jeffredo :
ubercake :
The GT 740 wouldn't give you much performance above integrated, so good decision not to go with it.
Its a rebranded GTX 650 and yes, its better than integrated graphics by a decent amount (probably twice as fast as HD 4600). That said, an R7 260X is a good 60% faster than a GT 740. I have a GTX 650 2GB and an R7 360 in my ossession right now. The R7 360 is much faster. I can run WoW Warlords of Draenor on mostly Ultra settings (few dropped down to "High") and stay at 60 FPS on a 1920x1200 monitor. The GTX 650 (GR 740) needs a mix of "Medium" and "Good" to do the same FPS. The R7 360 can also do Skyrim on Ultra with 4X AA and keep 60 FPS at that resolution as well. The Gigabyte R7 360 I have has a high factory overclock (1200 vs 1050 Mhz for stock) so its probably about like an R7 260X in speed. These are tested with an i5 4690k. I also own a GTX 960 2GB and its of course much better than either, but if the OP is really stretched getting that card and would take months more saving I'd be almost inclined to stay get the R7 260X. Its OK for 1080p gaming on medium settings (and probably would be for a couple years more).
What benchmarks are you referring to for the GT 740? It doesn't seem like any sites have reviewed it from a gaming standpoint. Plenty have reviewed the GTX 650 as well as integrated video though. At any rate, a 650 isn't going to give you good results with a game like Witcher 3:
http://www.guru3d.com/articles_pages/the_witcher_3_graphics_performance_review,5.html
Check out the 1080p/1200p (where
"the performance difference to 1080P and 1200P is marginal at best").Here we can see that even if we add what might be 25% back to the
GTX 760 by turning AA off we'd be looking a 26 fps on Ultra. Turn off any lighting effects or others and we might gain back another 10 % for a whopping 29fps and draw distance may give us another 10% for 30-ish frames. We can keep taking graphical functionality away, but average framerates even with a 760 won't be much beyond the high 30s at medium details.
I would like to see if you have any benchmarks you can link with regard to factual data (especially with Skyrim).
You're saying you get performance similar to a R7 260X with your overclocked R7 360 with 4xAA and maintain 60fps? Here's a benchmark with an R7 260x AVERAGING 48.4 fps at 1080p:
http://www.techpowerup.com/reviews/AMD/R7_260X/21.html
You're pulling 60fps + consistently?
Are you sure this is a good comparison (R7 360 OC'd with R7 260X)? If so, please let us know where someone has benchmarked these things.
Also, I added a GTX 650 to a system that only had integrated graphics at one point in time and yes that made any MMORPG run like a champ compared to the integrated, but try running any graphically intensive FPS on the same card and not so. This machine now has a GTX 960 on it and just about anything runs great at medium, high or ultra settings at 1080p resolution depending on how graphically demanding a title is.
But hey, I haven't seen every benchmark out there. If you can find a review for a GT 740 that also includes a GTX 650 and their performance with the latest AAA titles, I'd like to take a look.