When I bought my PC, all of its hardware components were new. My PC was sold in a store that sells ready-to-use PCs with new hardware components from different manufacturers.
International OEM manufacturers like Dell, HP, Lenovo do not make all the parts in their PCs. The motherboard, case and PSU might be unique to Dell, etc., but the RAM, CPU and SSD will be "from different manufacturers", e.g. Intel, AMD, Kingston, Crucial, Samsung, WD. Most OEM manufacturers do not make every single component inside their PCs (perhaps Apple is an exception?).
Smaller companies build their own custom design systems from various parts and I'd probably describe them as OEM or "boutique" builders. There are also individuals who will build you a PC to your exact specifications and save you the hassle of building it yourself. An individual who builds PCs for clients is not much different from a boutique builder. They'll probably install an OEM version of Windows (not Retail) if they intend to sell on the PC. Does that make them OEM too?
how-can-i-find-out-the-health-level-of-the-hardware-components-of-a-prebuilt-pc?
In answer to your original question, it's exceedingly difficult to determine the "health level" of most components, apart from hard disks and SSDs which include S.M.A.R.T. which you can interrogate.
https://en.wikipedia.org/wiki/Self-Monitoring,_Analysis_and_Reporting_Technology
I can't think of anything built into commercial CPUs, RAM, GPUs, etc., that will tell you how much longer that component has to live, before failing.
Each component will have an expected life, with the likelihood of failure described on a bathtub curve. A motherboard contains thousands of components, so there will be hundreds of different bath tub curves to consider. They won't all be the same.
https://en.wikipedia.org/wiki/Bathtub_curve
Then there's MTTF, MTBF and MTTR to consider. You're probably most interested in Mean Time To Failure, but it's very difficult to predict which component will die first. It's a lottery.
https://www.emaint.com/mtbf-mttf-mttr-maintenance-kpis/
One guide I use for computers is the PSU warranty.
If a $20 ATX PSU comes with a 1 year warranty, it could well be the first unit to die, but whether or not it's an electrolytic capacitor, a diode, resistor, MOSFET, relay or MOV that fails inside, is difficult to predict.
If a $200 ATX PSU comes with a 10 year warranty, then it's possible the PSU might outlast some other component, e.g. a spinning hard disk.
Hard disks come with warranties, e.g. 2 years, 3 years, 5 years, but I've got some hard disks that are still working fine after 10 years and a others after 20 years. I expect hard disks to die at any time.
Semiconductors (CPUs, RAM, GPUs) are subject to ageing processes and electromigration, but can still work after 40 years.
https://en.wikipedia.org/wiki/Electromigration
Personally, I think you're on a non-starter asking about the "health level" of hardware components in a pre-built PC (or any PC for that matter). It doesn't matter a jot if the PC is pre-built or not. The component doesn't know if Dell built the PC, or Joe Bloggs in his basement. Provided brute force and ignorance wasn't used during assembly and standard ESD precautions were observed, there shouldn't be much difference.
With a good long PSU warranty, I'd say hard the disk might die first (after 3 to 4 years), then the AIO pump (at 5 years). Next might be the SSD, especially a cheap 2.5in SATA without DRAM cache. After that, your guess is as good as mine. I'm assuming you're not overclocking the heck out of your CPU and RAM. If your CPU is pinned at 250W most of the time and your RAM at 7600MT/s, you can expect electromigration effects to occur earlier.
Just stick your finger in the air and make a wild guess as to when your PC will stop working. You could be right. You could even sell tickets.