The issue is not how many bad sectors, the question is how are you getting the bad sectors? If it is just some sectors with manufacturing defects from day 1, which should NOT happen in the this day an age, after all this not the 1982 with RLL drives which had know defects mapped and tracked. But we are not privy to what is going on in your drive. The worry is that it is loose microscopic particles inside your drive that is destroying the drive sector by sector. Worse it is because the drive head and the platters are somehow coming into physical contact which may create even more microscopic particles, and the those particles can get snagged between drive head and platter leading cascading failures of more particles and more bad sectors.
As to whether you should worry, that entirely depends on you. Do you have valuable data on this drive? If you do, you better start backing up right now. And if you can't afford $10 for harddrive like this:
http://www.microcenter.com/product/485410/Assorted_250GB_7,200_RPM_35_Desktop_Hard_Drives_(Refurbished)
I really don't know what solutions are available for you.