Absolutely correct. In fact, you can buy the real thing and return a fake and eBay will downgrade the seller's status if he contests the return.I definitely disagree on the seemingly over the top worry regarding eBay purchases.
EBay protects buyers to a comical degree.
There is NO situation where you could be sent a fake processor and not get your money back. You wouldn't even pay shipping to return the fake one. It would just be a costly nuisance for the fraudulent seller.