Wait, does this apply to modern LCD/LED monitors? I thought they drew at their native resolution no matter what, and simply interpolated if the incoming signal was for a lower resolution.
I do NOT know a lot about this, but I thought the whole lower-resolution-higher-refresh thing was a CRT only kind of thing, given that they have a completely different display mechanism and that the concept of "native" resolution doesn't apply to them, just the speed of the electron gun.