Obviously my opinion from information I get from news and forums.
In particular on Intel support forums, you can read of some users that suffered from progressive instability after months of regular use and finally solved replacing the CPU.
Add that in some cases also using Intel's recommended setting and doing all the checks of RAM, OS, etc. the instability don't go away imho the probability of a burned CPU is not so far away.
So not burned. Just a problem that isn't understood.
I just did a little testing on my CPU comparing Asus stock settings to my preferred starting point for stable oc, undervolt, running (on Asus mobo: LLC = 6, SVID = best case scenario) to demonstrate the vdroop issue that is the apparent cause of this instability.
I thought I'd run stock vs stock, but that wasn't even volts or watts, so I adjusted the clockspeeds using Windows power plan options to retain the bios volt behaviors. Vdroop is when volts drop to the CPU when power is run through a CPU and it increases with more power consumption by the CPU. It is commonly mitigated with the load line calibration options in bios. Since the Asus stock bios consumes more power per clock than my undervolted bios at the same clocks I reduced the clocks on the Asus stock bios to keep power consumption similar under all core loads so the amount of vdroop would be a more apples to apples comparison. I monitored using HWinfo64. I enabled all threads for both bioses.
On my undervolted, vdroop reducing LLC settings bios, at 5.4GHz :
OCCT memory stability test ran 1.187v@120w,
CPUZ stress test ran 1.172@ 196w, and
Cinebench 23 multi ran 1.159v@238w
for a difference of 28mv over a span of 118w
On Asus stock bios (also had XMP enabled, but that doesn't affect vdroop) settings at 5.0GHz:
OCCT memory stability test ran 1.215v@129w,
CPUZ stress test ran 1.172v@186w, and
Cinebench 23 multi ran 1.155v@226w
for a difference of 60mv over a span of 97w
And that is only up to 226w! pretty sure that if you hit 350w you are losing 100mv on stock settings. Do you honestly expect a CPU to be stable running 100mv less than expected? These motherboards power delivery
settings are simply not designed to handle an i9. You have to go into the bios and force the Haswell era power delivery having motherboards to man up to the job of delivering power to a 300w class CPU if that is what you are setting the CPU to consume.
Maybe nobody else looks at what volts their CPU is consuming under load when tuning the volts to lowest stable? Some of those reviewers sound like "PC crash. Grock no understand. Rock fix good."