If no overclocking, should keep it below 80 C(maybe further). There are cheaper options on the market though. The Deepcool Gammaxx 400 with blue or red LEDs are priced very low in US and CAN(only blue is cheap). I think a good 3 or 4 heatpipe tower cooler will be your best bet(like your current pick). I'd say you should go on PCPartpicker, look at your CPU and see what sort of CPU fans they pick. See if they give the CPU cooler a good or bad rating.
https://pcpartpicker.com/builds/by_part/WtyV3C
AIO is unnecessary imo. Go into the cooling forum if you want someone more adept at this. Also, mention your case setup, as more cooling savvy people can use that. I just know mesh = good and moar fans = moar air.