madmatt30 :
Don't any USA stores do PayPal credit finance ??
Of course you have to be passed by PayPal first but their finance rates are really decent (in the uk at least)
£500 in the UK costs £576 over 2 years with no deposit.
I'd expect the USA rates to be near the same.
Not really. But the store does not really care where the money comes from. Credit card, PayPal, cash out of your pocket, whatever.
But if you can get credit from PayPal, you can generally get a credit card of some sort.
The rent to own places are really finance companies, not electronics stores. They make their money with the 'rental fee' (loan). Not the sale of the electronics.