microcenter credit card

[Bladimir_21]

Hi I just want to ask if anyone have this card and what was your experience using it. I am interested in getting this card to purchase some items and take advantage of their 12 month no interest offer.

 

[Ralston18]

Be very skeptical of any such deals no matter who the offeror may be or the credit card company backing the issuance.

If you miss a payment or make any error of omission or commission the interest is likely to be applied retroactively and possible with a penalty. Most likely a much higher interest rate.

And you may find it very difficult to contact them if there are billing mistakes or other such "mix-ups". E.g., some late payment even if you sent a check two weeks early.

Read the fine print. Several times. For the most part none of it will be in your favor.

 

[Bladimir_21]

Be very skeptical of any such deals no matter who the offeror may be or the credit card company backing the issuance.

If you miss a payment or make any error of omission or commission the interest is likely to be applied retroactively and possible with a penalty. Most likely a much higher interest rate.

And you may find it very difficult to contact them if there are billing mistakes or other such "mix-ups". E.g., some late payment even if you sent a check two weeks early.

Read the fine print. Several times. For the most part none of it will be in your favor.

 

[Bladimir_21]

Thank you for taking time to reply I think am just gonna cancel the card. I made a mistake by not checking reviews on this particular card. I have not made any purchase yet and I won't in the future. Many owners of this card have bad things to say. For example late fees like you said and well i am very responsible with my credit card but if they gonna play me dirty I rather cancel. Hopefully they don't give me a hard time canceling the card.