if the noise has been there and you don't see performace issues, well, there are hard disk more noisier than others
but last time i got a noisier than most hard disk, i should have returned it, it doed and killed like 100 gbs of files with it, i could recover the rest more or less
as said before, all hard disks make noises, but if you really feel unconfomatable with that one making noise, well, the backup asap and the decision of return it is in your hands
have a hard disk that you can't trust, well, it is the same as not having it, so if it was mine, i would have returned it already