I'm a 15yo student in the US from Indonesia (parents are not with me in the US). So I went to the Chase Bank to set up a bank account so my parents can send me money, but they say I'm not old enough to have a debit card, so all I can do is to setup a "savings account", I don't really know what's the difference between a normal "bank account" and a "savings account", can you guys explain? am i going to get a card of some sort? If so, should I go and get it or are they going to send the card to my address? can I still cash out from the machine? can I use the card to pay stuff in walmart or any other stores? can I still shop online? Any answer will be appreciated.