ok nevermind "guys" i got it. this is what i did.
added webcam as global source.
duplicated my scene
on the duplicated scene i unchecked the webcam, and the little overlay i had around it
set the hotkey for the scene to alt
i also changed the mic mute hotkey to alt.
so if u ever get interuppted or something then all i do is press alt and it switches to the scene with no cam and mutes the mic
the only downside is doing this with multiple games im gnna keep changing the hotkeys to alt. so every time i switch games i have to switch the scene hotkeys which isnt that big of a deal.