Neither. 550w is plenty for your system.
Monitors, and Vives don’t consume from your computer’s power supply, for the most part.
Often times a higher wattage PSU is:
- Less efficient at idle loads
- Cost more and/or getting a worse quality power supply
- Louder
- Can cause more damage in a fault.
There are no pros if you never intend to use more than 550w power, in which case you’d need a top end CPU + GPU all overclocked high, at full system stress, or SLI.