Not to worry.
You are fine.
The cpu will downclock or shut off if it reaches a dangerous temperature. That is about 100c.
Prime95 is not a good test, I like OCCT better since it more closely uses normal instructions.
The metric to monitor is Vcore. You do not want it to exceed 1.3v for long term use.
At that vcore, you will not have a big cooling problem.
When you reach the max oc for your chip, back off a notch.
Implement adaptive voltage and speedstep so that your multiplier and voltage will be reduced when the cpu has little to do.