Just a tip. If it's just a few more, you may want to get the components that you really want. Because if you're just going to settle, you may not be happy with it. You will end up purchasing again. It then becomes more expensive right after.
Oh my. I feel you.(sigh). Prices are way up here too in the US due to shortage. You can't find the good GPUs in any store- sold out. You find these in ebay, and other auction/direct selling stores for nearly twice the price now.
At the very least, look for a good AIO. Follow the advise of the gents here. People here know their stuff.