Well, you likely need to adjust settings differently for different titles, of course. On titles where GPU usage is above 80%, clearly you don't want to increase the settings. On titles like BF where you said GPU usage is very low compared to the CPU, increase the settings. Honestly, the 660 TI is almost twice the card the HD 7770 is, so there should be a pretty dramatic change happening there. I think you'd be ok with the CPU you have, for now, but you might want to think about upgrading before long as your CPU platform is pretty well dated.