You must have some rather extreme needs to require that mush power... re multiple 1st tier cards, highly OCd CPU, water pumps etc.
Was not impressed by the RM series but some were made by Chicony and some by CWT (better)
http://www.jonnyguru.com/modules.php?name=NDReviews&op=Story6&reid=363
http://www.jonnyguru.com/modules.php?name=NDReviews&op=Story6&reid=369
The RM 1000 was made by CWT
https://www.techpowerup.com/reviews/Corsair/RM1000/11.html
The PSU couldn't deliver its full power at or above 44°C-45°C ambient (OTP triggered) over prolonged periods
Ripple suppression at +12V and 3.3V rails was bad
Less than 16 ms hold-up time
Short distance between peripheral connectors
The fan should spin during start-up to make sure it is working properly
The Photon is made by Sirfa
http://www.anandtech.com/show/9084/rosewill-photon-1050w-review/5
The Photon 1050W is a well-made fully modular PSU, capable of good overall performance and retails at a competitive price ($140 shipped at the time of this review). It is however difficult to find supporters in the user group it is meant to attract. If all someone cares about is to get a good quality 1000-1050W PSU that works well for the lowest possible price, then the Photon 1050W becomes a plausible option. If however a user is looking for class-leading electrical performance and or inaudible/low-noise operation, they will probably have to dig a little deeper into their pockets.
Understand your dilemma with regard to only having 2 choices, but I would walk away from this one. If you have a quality enough PC to need 1000 watts, neither is a PSU that i would put in that box.
When you are OC'ing YOU DO NEED A BETTER PSU... you need a PSU that doesn't "crap the bed" as the saying goes when the load gets up near maximum... this is exactly what happens with the Photon making it unsuitable if the usage you describe. Yes, OC problems do go away when you have a better quality PSU... here's why:
1. As you get closer to the rated load, ripple and voltage stability start to go south. Both are the enemy of stable OC. Your 4.5 Ghz stable OC can oft be a 4.7 / 4.8 Ghz OC with a PSU that can deliver stable voltages at load.
2. As you saw in the review above, when PSUs get to maximum load, hings get hot and when things get hot, they often fail to deliver their rated load.
My rule of them is as follows :
a) Office PC - Jonnyguru Performance / Build Quality Rating = 8.5
b) Budget Gaming - Jonnyguru Performance / Build Quality Rating = 9.0
c) Moderate to High Overclocking PC (SLI) - Jonnyguru Performance / Build Quality Rating = 9.5
d) Extreme Overclocking / Water Cooled PC - Jonnyguru Performance / Build Quality Rating = 10.0