Yeah that might be problem, but you can connect traditional light bulb with filament (like in car front lights) , lets say 120W and you connect them on 3V, 5V and 12V and test the drop. Thats how i would do, and there are resistors which you can connect in parallel and drawn them into oil to cool them down (for higher loads), or ceramic 5W. (remember it can cut out if the amperage goes above the limit, P=U*I (power=voltage times amperage) for your example 120W=3V*I, I=40A soo keep in mind that formula, soo you don't pull your hair out whenever it shuts or cuts off if you connect).
I have 2 of these and i tried to hack one but not sucessfull.
But i think the voltage should be good.
You need a RIG for that, good example would be P4 120W...