It will only get what it needs from the PSU. Most PSU's efficiency are the highest at around 40~60% of its maximum load. So with a 1000W PSU, if you are drawing 500~600W then you are probably getting the highest efficiency than with a comparable 700W (and loading it up to 600W). Check reviews of power supplies and you'd see the graphs of efficiency.
It will only get what it needs from the PSU. Most PSU's efficiency are the highest at around 40~60% of its maximum load. So with a 1000W PSU, if you are drawing 500~600W then you are probably getting the highest efficiency than with a comparable 700W (and loading it up to 600W). Check reviews of power supplies and you'd see the graphs of efficiency.
another question: lets assume that the maximum load is 80%, the amount of power my PSU will use is 800w or 600w (the one that will be charged in my electric bill)?
The amount of power that will be drawn from the wall can be calculated as followed: <pc wattage> ÷ <efficiency> = <Watts drawn from wall>.
Therefore if you pc is loaded at 80% (800W) and that at this load the efficiency is 84% (Corsair 1000HX), then it would be: 800W ÷ 0.84 = 952W. Loaded at 100% a 1000HX has 83% efficiency and therefore would draw ~1200W from the wall. Remember that a 120V 15A circuit (regular in North America) can safely hold ~1440W which is about the equivalent of a 1200W PSU @ 83-85% efficiency.
As amnotanoobie said, it depends on its efficiency. For example, if its efficiency at that load (600W) is 80%, then to give you 600W it will draw 750W from your wall socket, and most PSUs are most efficient around 50% of their maximum load.