I've been reading reviews and getting mixed info on what kind of cooler I need for this thing, I've never had a water cooled pc before and I keep seeing people say you have to have one to keep the temps down. Anything decent out there for about 100 bucks? I'm upgrading from an i7 10700KF, my case is a Phanteks Eclipse P400A, so I think I have room in the front for 3x 120mm fan set up for an AIO. Thanks, any advice is alaways appreciated!