I do in fact know someone a person (a coworker of a close family member) that tested positive COVID (let's call them steve). In addition, a person in direct contact with Steve had symptoms of COVID in January but was not tested and likely gave it to Steve. Chances are both had it though only one was confirmed, yet both are back to work and are at 100% health.
The USA allows for doctors to mark anyone a COVID death that they THINK had COVID, even if every single test showed negative. This will negate the cases of COVID that were never tested.
Since this outbreak started, the CDC shows the number of FLU deaths and pneumonia deaths has declined, indicating either fewer people arent getting these diseases or doctors are marking flu and pneumonia deaths as COVID in order to get more government funding. Likely a combination of both since people arent out as much to catch the flu, but there is much evidence of doctors falsely marking deaths as COVID in order to gain funding.
Some local cases were someone that had kidney failure and contracted COVID. They went off of dialysis and died because of the kidneys, yet the doctors marked it as a COVID death, which it was not directly. I also heard of someone that had COVID and had a heart attack that they died from, but they marked the death as COVID, not a heart attack.
Yes, it is far overblown.
There should be precautions, however, the amount we have currently where I live is far excessive.