Risk iBuyPower or Wait Until Summer To Do My First Build?

[WafflePerson]

Hey y'all! I'm kind of stuck between a rock and a hard place.

I'm planning on getting a computer that will last a long time (6 years minimum w/ replacements) that will reliably edit 1080p videos and play games at 1080p 60fps.

I really want to get an iBuyPower rig because its significantly cheaper than buying right now, however, I've heard a shit ton of horror stories from customers, ranging from:
Shipping damages
Bad wiring and building
Not testing the PC
Sketchy parts
Not honoring warranty
...And being general dicks to customers.

But what confuses me even more is that Reseller Rating gives it a 9.88(!) out of 10, with overwhelmingly positive reviews (3000+ of them too).
(Sauce: http://www.resellerratings.com/store/iBUYPOWER )

And too make matters more confusing, the BBB and CNET thrash the hell out of it.
(Sauce: http://www.bbb.org/losangelessiliconvalley/business-reviews/computers-dealers/ibuypowercom-in-city-of-industry-ca-13141649
+ http://forums.cnet.com/7723-7586_102-116362/ibuypower-a-good-company/)

This scares me a lot, however, I really want a new Windows based computer very soon (My current one is a 2011 Mac-Mini hand me down), but my mom won't help pay for a rig I'm building myself until the summer comes (I'm 16 and I've been saving up for about a year now, she pays half I pay half).

She will, however, pay half right now for a prebuilt PC (Pretty much anything that comes from one manufacturer), and iBuyPower is having a fairly big sale.

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General Notes:
I have a maximum budget of $1375 [USD]
I have peripherals (But they're all dated; exception being my monitor)
This is my 1st build
I'm going to invest money in the future to fix pieces and parts, but I prefer reliable equipment.
I will most likely SLI two GTX 970s in the future to compensate for advanced technology.
I plan on doing 1080p heavy video editing.
I need Wi-Fi or a Powerline connection.

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iBuyPower Build:

Case: NZXT Phantom 410 Gaming Case - Black
Processor: Intel Core™ i5-4690K
Cooling: Corsair Hydro Series H55 Liquid CPU Cooling System
Memory: 16 GB [8 GB x2] DDR3-2133 G.SKILL Ripjaws X
Video Card: NVIDIA GeForce GTX 970 - 4GB - Single Card
Free Stuff: [FREE] - Tt eSPORTS Chronos Gaming Headset
Motherboard: MSI Z97S SLI Krait Edition
Power Supply: Thermal Take 750W SMART (Bronze 80+)
Primary Hard Drive: 240GB Kingston V300 SSD
Data Hard Drive: 2 TB HARD DRIVE -- 64M Cache, 7200rpm, 6.0Gb/s
Optical Drive: LG 14x Blu-ray Re-Writer, DVD±R/±RW Burner Combo Drive
Operating System: Windows 8.1
Keyboard: [FREE] Tt eSports Backlit Gaming Keyboard and Mouse Combo
Wireless Network Adapter: TRENDnet TEW-805UB 802.11a/b/g/n/ac AC1200 Dual-Band Wireless USB 3.0 Adapter

Advanced Build Options
iBUYPOWER Specialized Advanced Packaging System - Protect your investment during transportation!
Advanced Build Options
Tuniq TX-2 High Performance Thermal Compound - The best interface between your CPU and the heatsinks
Advanced Build Options
Professional wiring for all cables inside the system tower - Achieve exceptional airflow in your chassis

Warranty 3 Year Standard Warranty Service

+5% off coupon (BOXBOX5)

Total: $1374 + Witcher 3

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Build for Same Computer w/ Peripherals: http://pcpartpicker.com/p/WffJ23

Total: $1545 initial/ $1450 after rebate

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My PC Build: http://pcpartpicker.com/p/4pwT3C

Total: $1375 initial/ $1237 after rebate.

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Differences:
iBuyPower-
I can get it 3 weeks from now
Gaming mouse and keyboard are included.
1tb more of (Sketchier but larger) HDD.
Blu-Ray Player.
"Professional" Wiring (Presumptuously better than what I can do).
3 Year Warranty.
Witcher 3.
More bang for my buck (if nothing messes up).
One stop shopping

My Build-
More stable HDD (WD Black 1003).
No 3 week return for a "fix" that doesn't fix things.
Less sketchy GTX970 (I know the brand).
Internal Wi-Fi (I don't like the dongle).
Faster delivery by a week.
I know that I put in everything the right way (There's been talk of diagonal HDD, Crooked GPUs, disconnected fans, and even incorrectly attached coolers)

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So I got a bunch of questions:

1. Should I order today (Sale ends 12:00am today), or should I wait around 100 more days and build a PC myself?

2. Are the majority of the positive reviews simply bots... or are the horror story folk just a really loud minority?

3. Have you personally ordered from iBuyPower?
3a. If so, what was the life span of your computer and how was your experience?

4. What should I change in any of my builds (I'm going for a 6 year lifespan w/ 1080p 60hz editing and gaming)?
4a. If so, give an explanation (I'm new and it would help me learn).

5. Is there any optimal times to buy computer pieces in the upcoming 120 days (Mar. 17-July 17)?

6. I've read that the H50 isn't truly water cooling, and that the CM 212 can hold its own very well, so which is better for my rig?

7. Is the Thermal Take Smart 750 reliable? I heard somewhere that Thermal Take isn't a preferable PSU.

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Thanks in advance for answering any of these, I'm new to the whole PC thing!

 

[clutchc]

With that kind of budget, try to hold off if you can't build now. Building your own for that amount will get you some MAJOR gaming. But building isn't for everyone, I understand that. One DOA component can ruin the experience. But that is the better way to go.

 

[WafflePerson]

Gotcha, thanks!

 

[iBUYPOWER - Jason]

Hey!

I personally wouldn't use the ratings and reviews above (even if its good or bad). I would check out Twitter, Facebook, and other social media outlets. Generally, those reviews are more genuine.

Yeah, I understand your concern for our PCs (bad reviews), but those reviews are in the minority. Usually if customers are upset, they'll post a negative review before consulting us and also, upset customers are more likely to post negative reviews than happy customers.

We sell hundreds of PCs per day and I looked into the amount of failures/RMAs, the amount is about 5% of our PCs sent out. This is normal since users who build their own PCs face similar issues with their own parts.

However, it's understandable that our PCs may cost more (sometimes our sales are the cost as building), but we offer repairs for the entire PC and part replacement.

Let us know if you have any questions! Or would like some recommendations!