2x 0.18A fans is fine. You can use 3x 0.18A fans with no issues. A 0.18A fan might use slightly more amperage at startup, but nowhere near double its rated running amperage. Not sure exactly where you found that a fan can use 2-3x it's rated power, but if that was the case then every motor running any kind of fan, like your air-conditioning, microwave, pc etc would be in serious trouble.
Years ago, most fans were not as energy efficient as pwm fans are now, it wasn't uncommon for fans to be rated at 4-6w, or 0.3A-0.5A, and some fans were rated as high as 0.8A alone. A 0.8A fan at 3x its solo power would be 2.5A, which would definitely fry a mobo, yet none of them did.
The most you could ever reasonably expect from a fan draw would be @ 25% higher than rated, and thats still huge and over-estimated, but even then it's still just 0.23A per fan.
No worries. Quit stressing.