3 things I won't buy used. Hdds, psu's and gpus. Because as said, there's no odometer and no telling if the milage is highway or off road. Count it as gospel that any seller claiming a K cpu has never been overclocked is lieing through their teeth.
Big difference in ways of refurbished. Many times it can mean something as simple as Amazon repackaging a returned item because it was wrong or didn't fit, just as many times that's what the returner says but reality they messed something up and freaked out and rma'd, meaning your refurbished item is doa from the start. Factory refurbished is just that, and tested for working or they can't sell it by law as anything other than parts/not working. Best chance of getting a fully working product is factory refurbished, used or ma&pa refurbished is chancy at best.
Psu calculators are bunk. They use generic algorithms to come up with answers, do not take reality loads like max gpu + cpu + storage + optical + fans at 100% never happens into consideration and usually will be sponsored by companies trying to sell you on a psu that's more than what you really need, just to make a bigger profit. For a single gtx1080ti, you can easily get away with a decent 650w psu, so your 760w is plenty, you'll not actually use 160w + 250w etc unless both the cpu and gpu are running 100%. Average gaming loads on your pc will be somewhere around 400-450w at best.