[citation][nom]captainblacko[/nom]so glad i have 12 months interest free on my credit card....HSBC be warned you may need to upgrade you system to handle the amount of transactions i will be making![/citation]
I have HSBC through Best Buy, but never plan to use them again as a credit source. Sorry, just had to chime in to warn you and others about HSBC. I was sending in my payments regularly, but it seems that it takes them 1 week to process before it showed up in my banking statement. With others, it usually takes only 1-2 days to process. I had a payment that I sent in 1 week before it was due, then it was processed the day after it was due so there was a late payment and interest charged. I called to ask if I mailed it in 1 week prior why they didn't use the postage date, they said that only the day it is processed is considered and they don't use the mail in date.
Because I submitted a complaint to the BBB, the next day I received a call from some executive at HSBC that they would be waiving any charges and if I had any future problems call her back. Since then I've paid as soon as I receive the statement and after paying off the credit, never used them since.
Just thought I'd tried warning people who take out credit with HSBC via Best Buy that they need to be careful. Also check out some of the many complaints that others have with HSBC.