minimum recommended meaning can handle overclocks and still have some headroom. sure could he run 480w with overclocks or more possible upgrades in the future on a 500w quality psu, suuurrreee why not?
Would it be recommended to do so due to performance curve and HEAT?, never.
I would rather have a 550-600w bronze cert psu, than a 500w silver if I wanted to have headroom for other things. BUT thats just me lol.
I don't think Nvidia would be taking into account overclocks in their PSU recommendations honestly. Overclocking is traditionally a thing chip manufacturers don't condone, and it's usually the partners, like ASUS, EVGA, Gigabyte, who do slightly condone them.
Heat is not a major factor in performance degradation of a decent unit, as I mentioned previously. You can check basically any JonnyGuru review on a decent unit for this. The TXM for example, which is a good unit, but by no means amazing, has the same voltage regulation across the board in load testing:
https://www.jonnyguru.com/blog/2017/08/07/corsair-tx750m-2017-750w-power-supply/
How about a cheaper unit like CX? Nope, no difference in voltage regulation:
https://www.jonnyguru.com/blog/2016/09/12/corsair-cx750m-v2-power-supply/
Just to assure that I am not favoring Corsair (although they do sell pretty good PSUs), here's a not-great-but-still-good evga unit, the G1+:
https://www.jonnyguru.com/blog/2018/07/30/evga-supernova-750-g1-750w-power-supply/ Same voltage regulation across the board. Same thing with bequiet:
https://www.jonnyguru.com/blog/2014/10/29/be-quiet-straight-power-10-800w-power-supply/
Now, obviously if it's a really terrible unit, it may degrade in voltage regulation, but you have to stoop pretty low for that.
Even BQ, a pretty bad EVGA unit, has pretty much unnoticeable drop in voltage:
https://www.jonnyguru.com/blog/2016/10/03/evga-750-bq-750w-power-supply/
And 80+ ratings are
not a quality rating. They are for efficiency only. There are some crap 80+ Gold units which I would take an 80+ Bronze Corsair CX over any day, such as the Seasonic S12II or EVGA GD. And more wattage is not better for quality. I'd rather have a better low wattage unit than a bad high wattage unit. Because the heat load won't affect either too much anyways.