I don't think, that any card can explode if you use it in a normal case with a good PSU. Normally
The main problem is every time the cooler philosophy. You can see three main solutions on the market:
Most used cooler types:
(1) Sandwich (like EVGA or MSI) with a large cooling plate/frame between PCB and cooler with tons of thick thermal pads
(2) Cooler only and a separate VRM cooler below the main cooler, memory mostly cooled over the heatsink
(3) Integrated real heatsink for VRM/coils and larger CPU heatsink/frame for direct memory cooling (Gigabyte, Palit, Zotac, Galax etc.)
I'm investigating this things since years and visited a lot of factories in Asia and the HQs of the bigger manufacturers. I have contact to a lot of R&D guys of this companies and we exchanged/ discussed my data over a long time. I remember, that I was sitting with the PM and R&D from Brand G in Taipei to discuss the first coolers of Type 3 in 2013 and it was good to see, how the R&D was following my suggestions:
This were the first coolers with integrated heatsinks for VRM and memory. Later it was improved to include the coils into this concept. The problem was at the begin the stability of the heavy cards and they moved to backplates. I was also in discussion with a few companies to use this backplates not only for marketing or stabilization but also for cooling. One of the first cards with thermal pads between PCB and backplate was the R9 380X Nitro from Sapphire. Other companies copied this and the cards with the biggest amount of thermal pads are now the FTW with thermal mod and the FTW2. I reported the issues to EVGA in early August 2016 and we had to wait over 3 months to see the suggested solution on the market.
One of the the problems is based on the splitted development/production process. The PBCs are mostly designed/produced from/together with a few big, specialized OEMs. But nobody is proceeding a simulation to detect possible thermal hotspots (design dependend) first. The cooler industry works also totally separately and the data exchange is simply worse. Mostly they are using (or get) only the main info about dimensions of the PCB, holes and component positions (especially height) and nothing else. This may work if you lucky, but the chance is 50:50. Other things, like a strictly cost-down and useless discussions about a few washers or screws (yes, it's not a joke!) will produce even more possible issues. Companies like EVGA are totally fabless and it is a very hard job to keep all this OEMs and third-party vendors on a common line. Especially the communication between the different OEMs is mostly too bad or not existing.
Another problem is the equipment and the utilization in the R&Ds. If I see pseudo-thermal cams (in truth it are mostly cheap pyrometers with a fake graphical output and not real bolometers) and how the guys are using it (wrong angle and distance, wrong or no emissive factor, no calibrated paintings) I'm not surprised, what happens each day. Heat is a real bitch and the density their terrible sister.
For all people, interested in development and production of VGA cards:
I collected over the years a lot of material and pictures/videos from inside the factories and write now, step-by-step, an article about this industry, their projects, prototypes and biggest fails. But I have to wait for all permissions, because a few things are/were secret (yet) or it was prohibited to use it public. But I think that's worth to be published at the right moment